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Vanguard Health Partners (VHP) is an independent agency marketplace and is not a federal or state Marketplace agent. VHP does not provide quotes for Federal Exchange and/or a licensed insurance agent or broker for such Exchange. Short Term Health Insurance is health insurance outside of the Affordable Care Act (“Obamacare”). Health Benefit Insurance is comprised of fixed indemnity and may include supplemental insurance products and non- insurance supplementary health products/services; it is not major medical insurance. Neither Short Term Health Insurance nor Health Benefit Insurance cover preexisting conditions, they do not include all ten of the minimum essential benefits of Obamacare, and you may be subject to the Affordable Care Act Uninsured Tax (The 2017 Congressional Tax Reform Act does not eliminate this tax until 2019).